Livestock Mortality and Theft
WHAT IS IT?
A livestock mortality policy will cover your animals against all risks of mortality.
WHAT IS COVERED?
Covers the full value of your animal in the event of death or humane destruction as a result of a life threatening injury, illness, disease and/or disability. Theft is included in this coverage.
REQUIREMENTS?
Animal must be free and healthy and free of lameness. A statement of health or veterinary certificate must be submitted to our office.
COST
The premium is based on the value, species and use of the animal. The value is multiplied by the insurance rate, usually between 5.0% and 12.0%.
EXAMPLES
- You are leasing a show heifer for your 12 year old daughter to show at the State Fair. The breeder is requiring that you carry a $6,000 policy on the heifer. While unloading the heifer at the show, she goes under the trailer and breaks her leg. The animal would be humanely euthanized by the on call veterinarian. The claim check for $6,000 would come to you in your name and the Loss Payee’s name.
- You just purchased a registered angus bull for your ranch in Louisiana for $9,500. After being turned out for 3 months he gets pneumonia and becomes very ill. The Vet determines the quality of the bulls life is poor and recommends euthanasia. This policy will pay you the full value of $9,500.
Examples are for information purposes only. Every case is unique. Contact an agent for details. (877) 569-8960.
Optional Coverages you can add to this policy:
‐Infertility Endorsement