WORKING DOG MORTALITY & THEFT
WHAT IS IT?
A working dog mortality policy will cover your animals against all risks of mortality.
WHAT IS COVERED?
Covers the full value of your animal in the event of death or humane destruction as a result of a life threatening injury, illness, disease and/or disability. Theft is included in this coverage.
REQUIREMENTS?
Animal must be free and healthy and free of lameness. A statement of health or veterinary certificate must be submitted to our office.
COST
The premium is based on the value, species and use of the animal. The value is multiplied by the insurance rate, usually between 6.0% and 12.0%.
EXAMPLES
- You are leasing a hunting dog for your next hunting trip. The breeder is requiring that you carry a $5,000 policy on the dog. While unloading the dog at the your hunting site, she gets hit by a car and has serious internal injuries. The animal would be humanely euthanized by the on-call veterinarian. The claim check for $5,000 would come to you in your name and the Loss Payee’s name.
- You just purchased a registered border collie for your ranch in Louisiana for $7,500. After 6 months a tumor is discovered and he becomes very ill. The Vet determines the quality of the dog’s life is poor and recommends euthanasia. This policy will pay you the full value of $7,500.
Examples are for information purposes only. Every case is unique. Contact an agent for details. (877) 569-8960.