Stallion Accident, Sickness, and Disease
WHAT IS IT?
This policy is specifically for breeding stallions and pays the owner the value of the stallion (less salvage) if he becomes permanently infertile due to an accident, a sickness, or a disease.
WHAT IS COVERED?
This endorsement pays the value of the stallion if he becomes permanently infertile as a result of an accident, illness or disease sustained or contracted during the policy period.
REQUIREMENTS?
A satisfactory vet exam stating that the stallion’s genitalia has been palpated normal. This endorsement is only available in conjunction with an equine full mortality policy.
COST
The cost of coverage is usually .50% of the stallion’s value.
EXAMPLES
- You have an AS&D policy on your $35,000 breeding stallion. You are pen breeding him to a mare when she kicks him in the genitals, rendering him infertile. You call your insurance agent at Plains Horizon Equine Insurance and report the accident. The policy pays his value of $35,000.
- You have a $15,000 breeding stallion that you put an AS&D policy on. He contracts a disease that makes him infertile. You call your insurance agent at Plains Horizon Equine Insurance and report the incident. The policy pays his value of $15,000.
Examples are for information purposes only. Every case is unique. Contact an agent for details. (877) 569-8960.