Equine Colic Surgery Endorsement
WHAT IS IT?
This is an endorsement added to an Equine Mortality & Theft policy that is used to cover the cost of emergency colic surgery in the case that your horse colics.
WHAT IS COVERED?
The cost of colic surgery, as well as miscellaneous extras such as post-op hospital care, vet fees and medications for up to 15 days while the horse is hospitalized, up to a maximum of $5,000.
REQUIREMENTS?
The horse must be on an Equine Mortality & Theft policy with no history of colic. It is included on horses through age 18.
DEDUCTIBLES
None
COST
TThe $5,000 endorsement is a complimentary addition to most Equine Mortality & Theft policies for horses through age 15 with no history of colic.
EXAMPLES
- You have the standard $5,000 emergency colic surgery endorsement with your Equine Mortality & Theft policy for Buddy, your 12-year-old heading horse. While away at a roping, Buddy colics and has to immediately be admitted to surgery. You call your insurance agent at Plains Horizon Equine Insurance and report the incident. The surgery is a success and Buddy is going to be fine. The vet bill is $7,500. The colic surgery endorsement reimburses you for covered expenses up to the maximum of $5,000.
- Your $50,000 cutting broodmare colics and goes into emergency colic surgery. You call your insurance agent at Plains Horizon Equine Insurance and report the incident. The mare comes out of the surgery, and due to several days of complications, she dies. The vet bill is $8,000. The endorsement reimburses you for covered expenses up to the maximum of $5,000 for the colic surgery and the mortality policy pays you the $50,000 value of the broodmare.
Examples are for information purposes only. Every case is unique. Contact an agent for details. (877) 569-8960.